Finance

Check Your Credit Score, Fix It!

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You may have heard the term “fix your credit” before, and you might be wondering what it means. Fixing your credit is a process that will fix insufficient information on your report and improve any mistakes so that lenders can see a more accurate representation of who you are. If you want to fix it, there are many steps you need to take first.
What should I know about this?
Remember that fixing your credit is a process. You need to take multiple steps. You may have to do some of them repeatedly if the information doesn’t come off right away after being reported. It can be time-consuming, but it will pay off in the end! The first step involves checking what’s on your report by requesting one copy each from all three major credit bureaus (Experian, Equifax, TransUnion). Requesting reports through AnnualCreditReport.com is free once every year. It won’t cost you anything out of pocket even though many companies are online trying to charge for this service because they know individuals don’t always hold up their end of the deal with these requests. Once you receive your report, fix any errors that may be on it. This means disputing negative items and removing incorrect information such as a closed account, wrong address, or even an unknown person listed under your name.
We hope this information has been helpful to you.